Jet loan offer comparison
Compare two fixed-rate offers on the same loan amount and ownership horizon, including fees and remaining balances.
Explore calculatorJet refinance comparison
Compare payment relief with interest, fees and remaining debt over the period you expect to keep the loan.
Your planning snapshot
New monthly payment$26,964.85
Monthly payment reduction$9,433.43
Horizon cost savings$8,727.81Positive means the new loan / offer B costs less over this horizon.
Compare payments, fees and remaining principal together. A lower monthly payment can leave more debt at your planned exit. A negative savings figure means the alternative costs more over the selected horizon. First modeled cost crossover: month 15.
Scenario overview
The values are also available in the detailed results table below.
Compare your possibilities.
Save up to three scenarios for this visit. Values stay in this browser tab and are cleared when you leave.
Interest-rate sensitivity
Other assumptions remain unchanged. These alternatives are illustrative.
Detailed results
| Measure | Existing loan | Proposed loan |
|---|---|---|
| Monthly payment | $36,398.28 | $26,964.85 |
| Payments through horizon | $2,183,896.70 | $1,617,890.89 |
| Interest through horizon | $979,002.76 | $940,274.95 |
| Remaining balance | $1,795,106.06 | $2,322,384.06 |
| Cash-paid fees | $0.00 | $30,000.00 |
| Cash paid + remaining debt | $3,979,002.76 | $3,970,274.95 |
Methodology & assumptions
Comparable cost = payments through horizon + remaining principal + cash-paid fees. Interest cost = interest through horizon + fees. Compare identical horizons.
Existing loan assumed fully amortizing, with no prepayment penalty unless included in fees. Payment reduction can increase total interest. No tax benefits assumed.
Methodology CJL-1.0. USD. Monthly payments in arrears where applicable. Calculations use full precision; displayed amounts are rounded to cents. No inputs are sent to generate reports.
The next step, with perspective
Make your next aircraft decision an informed one.
Submit an initial deal summary by email or arrange a financing call with Jaken Finance Group. Bring your aircraft, financing request and California connection.