The California Jet Loans planning suite

Jet loan offer comparison

Compare two fixed-rate offers on the same loan amount and ownership horizon, including fees and remaining balances.

Your scenario

Adjust the assumptions to reflect your plans. Results update as you work.

Illustrative example · editable assumptions
Amount borrowed, excluding fees paid separately.
Illustrative nominal rate, not a quote or APR.
Number of monthly payments used to calculate the payment. 15 years = 180 months.
Upfront fees excluded from loan principal.
Illustrative nominal rate.
Monthly amortization period for offer B.
Upfront fees for offer B.
Period held before payoff; compare this with each actual loan maturity.
Your planning snapshot
Offer A monthly payment$35,953.13
Offer B monthly payment$45,419.19
Offer B horizon savings$187,233.60Positive means the new loan / offer B costs less over this horizon.

Compare payments, fees and remaining principal together. A lower monthly payment can leave more debt at your planned exit. A negative savings figure means the alternative costs more over the selected horizon.

Scenario overview

The values are also available in the detailed results table below.

Compare your possibilities.

Save up to three scenarios for this visit. Values stay in this browser tab and are cleared when you leave.

Interest-rate sensitivity

Other assumptions remain unchanged. These alternatives are illustrative.

Detailed results
MeasureOffer AOffer B
Monthly payment$35,953.13$45,419.19
Payments through horizon$2,157,187.85$2,725,151.45
Interest through horizon$1,253,699.93$1,046,466.33
Remaining balance$3,096,512.08$2,321,314.87
Cash-paid fees$20,000.00$40,000.00
Cash paid + remaining debt$5,273,699.93$5,086,466.33
Methodology & assumptions

For each offer: calculate payment, paid interest, remaining principal and cash paid plus remaining debt at the same horizon.

Illustrative pre-maturity comparison. Excludes rate resets and contractual balloon dates. Enter the actual balloon separately in the balloon tool. Cost measure is not regulatory APR.

Methodology CJL-1.0. USD. Monthly payments in arrears where applicable. Calculations use full precision; displayed amounts are rounded to cents. No inputs are sent to generate reports.

Explore the related handbooks
The next step, with perspective

Make your next aircraft decision an informed one.

Submit an initial deal summary by email or arrange a financing call with Jaken Finance Group. Bring your aircraft, financing request and California connection.